As a future elementary teacher, I am really going to strive to create lessons that will impact my students in a way that will affect their everyday lives beyond just the classroom. Looking back I wish that more of my teachers would have made this a goal as well. I know of many people who charge things as though money grows on trees. A lot of times this is done because they simply do not know the ramifications this reckless spending can cost.
I feel that Americans need to take some lessons from our government…clearly they spend recklessly as well. Let’s not make the same mistakes that they do and furthermore let’s teach our students early on that unsecured debt is not the way to go. I feel that by showing students in middle school the negative effects of credit cards and the high expense of immediate gratification, we will be doing them a huge favor in the years to come.
By creating a lesson centered around credit cards and the high interest rates that go along with them we are really teaching them math and a life lesson at the same time. We must encourage our students to work hard and save their money in the future for things that they desire. Sure slapping that television, computer, or gaming system on a credit card will get you the item right away but you may end up paying three times its worth in the long run!!